Lawrence Fan

Lawrence Fan

I talk about bank financing for businesses with $5M+ revenue | Helped business get financing from $3M-$300M | 12 year commercial banker |
Apr
27

Risks and Impacts of Inventory Mismanagement

When you run a business selling physical products, you understand that inventory management is the backbone of the business. Inventory
4 min read
Apr
20

5 Interview Questions to Choose the Right Lender For Your Business

When a business knows exactly what type and the amount of financing it needs, it’s time to find the
5 min read
Apr
13

Unlocking Financing with your Accounts Receivables

When businesses make a sale, you would expect customers to pay off the invoice immediately. Unfortunately, 95% of customers prefer
8 min read
Apr
06

Financial Projections: Setting the right assumptions and interpreting its results

As a business owner, your brain has 100 different ideas to grow and expand your business. Some of these ideas
5 min read
Mar
30

Should you take on debt to grow your business?

Debt can be a double-edged sword for entrepreneurs, particularly when it comes to funding business growth. On one hand, taking
6 min read
Mar
23

Financing for OpCos and HoldCos

When you start a business, the first advice you normally get is to incorporate a company to limit the potential
6 min read
Mar
16

Crafting the Best Business Plan for Your Loan Application

Building on the step by step loan application process last week, this week’s topic focuses on crafting the best
6 min read
Mar
09

A Comprehensive Guide to Secure a Business Loan from the Bank

I've helped 100s of companies get loans approved from the bank so it's not hard to
6 min read
Mar
02

How to Choose Between a Fixed or Variable Interest Rate

Interest rates are always a hot topic of discussion. Everyone from economists, to politicians, to your kids primary school teacher
5 min read
Feb
24

How to make sure this term sheet works for your business

Starting a loan application with a lender always involves meeting with them several times to talk about the business, the
6 min read