Lawrence Fan

Lawrence Fan

I talk about bank financing for businesses with $5M+ revenue | Helped business get financing from $3M-$300M | 12 year commercial banker |
Jul
31

A Comprehensive Guide to Secure a Business Loan from the Bank

I've helped 100s of companies get loans approved from the bank so it's not hard to
6 min read
Jun
30

How to Choose Between a Fixed or Variable Interest Rate

Interest rates are always a hot topic of discussion. Everyone from economists, to politicians, to your kids primary school teacher
5 min read
May
31

How to make sure this term sheet works for your business

Starting a loan application with a lender always involves meeting with them several times to talk about the business, the
6 min read
May
15

How to Influence Your Loan Pricing

Before signing up for a loan with the bank, the bank will provide a term sheet outlining all the key
5 min read
Apr
30

The 4 C’s to Credit Approval

After presenting hundreds of credit applications, I’ve noticed a pattern in the credit approvers’ comments when they approve a
7 min read
Apr
15

Building Business Resilience Through Stress Testing

Picture this: You’ve spent a month preparing a full business plan with financial projections for the next year. You
6 min read
Mar
31

Key Benefits of Aligning Cash Flow Cycles with Loan Repayments

Have you ever wondered how a simple adjustment in your cash flow strategy could unlock a world of benefits for
6 min read
Feb
29

20 Tools for Business Owners & CFOs to Better Manage Risk

Ever wondered how to transform your company into a low-risk, high-reward investment? I've got you covered. I'
3 min read
Jan
31

3 Steps to Unlock Maximum Financing Potential

Last week, we learned about what the working capital gap means, why it's important, how it's
5 min read
Jan
06

Running out of cash (and how to avoid it)

Hey there, In this issue, you will learn: 1. True Operating Working Capital 2. How to Calculate the Working Capital
4 min read